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FREQUENTLY ASKED QUESTIONS
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IS THERE A DEADLINE FOR STARTING A LAWSUIT?
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CAN I SUE FOR THE INJURIES I SUSTAINED IN A CAR CRASH, EVEN
THOUGH I HAVE NO-FAULT INSURANCE?
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Yes.
This deadline is generally known as the Statute of Limitations and if that deadline passes, you will forever lose your right
to sue. These deadlines vary, depending upon the type of case. They also vary from state to state. For example, in New York,
a suit for money damages based upon a car crash, must generally be started within 3 years of the date of the occurrence, while
in New Jersey, the deadline is 2 years. Some states recognize extensions to the deadline, on behalf of minors and for victims
of medical malpractice who remain under continuous treatment of the defendant, for the same condition. WARNING: The law
generally requires that before suing a government agency, a Notice of Claim must be filed within a very brief period of time
(typically, but not always, 90 days) of the incident. BOTTOM LINE: Statutes of Limitation and Notice of Claim laws are
complicated. Failure to comply with the rules will usually have disastrous results. If you think you might have a case, call
a lawyer immediately and inquire as to the applicable deadline.
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In both New York and New Jersey, mandatory no-fault
insurance provides benefits for victims of car collisions, including payment of certain hospital and medical expenses and
a portion of lost income. Although the no-fault laws restrict the right to sue for money damages for personal injuries sustained
in car collisions, such suits are still permitted, provided that 2 conditions are met: a. The party being sued must have
caused the collision, in least in part, by failing to use reasonable care; and b. The injuries must be "serious injuries"
as that term is defined by the laws of the States of New York and New Jersey. BOTTOM LINE: Obtain a copy of the police
report, file an application for no-fault insurance benefits (which in New York must be done within 30 days of the accident)
and if you are in pain, seek immediate medical care. An attorney will be able to advise you as to whether your injuries might
fulfill the "serious injury" no-fault threshold requirement.
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WHAT EXACTLY IS 'MEDICAL MALPRACTICE'?
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I WAS INJURED AT WORK. CAN I SUE?
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Medical malpractice is the failure of a physician
or healthcare provider to live up to the generally accepted standards of practice, causing injuries or complications. It is
not the mere failure to achieve a good result. BOTTOM LINE: Medical malpractice cases are difficult and expensive to litigate,
in part, because they require retaining medical experts to support the case and to testify in court. An experienced malpractice
attorney will only accept a medical malpractice case if a qualified medical expert states that the defendant departed from
the accepted standards of care and that the departure(s) caused serious injuries, complications or death.
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A worker who is injured while in the course of her/his
employment,must file a Workers' Compensation claim with her/his employer's insurance carrier in order to obtain benefits,
including payment of hospital/medical expenses and loss of income. Workers' Compensation is an exclusive remedy and the employee,
generally, cannot sue his/her employer for monetary damages arising from the incident. But, if the incident was caused by
a "third party", that is, someone other than the employer or co-employee, the worker may collect workers' compensation benefits
AND sue the "third party" for monetary damages. BOTTOM LINE: File for Workers' Compensation and consult a lawyer as to
whether you may be in position to sue any third parties. If you were injured while working on a construction project in New
York, certain provisions of the New York State Labor Law may make it easier to successfully sue the owner or general contractor.
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