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A New Jersey man was a passenger in his friend’s car but unfortunately failed to wear his seat-belt. The car was involved in a sideswipe collision with an uninsured vehicle and the passenger was thrown through the windshield, fracturing his nose and injuring his knee. He required multiple surgeries to his nose and arthroscopic surgery to his knee. The friend’s car carried $250,000 in insurance and the case settled for the full amount of the policy.